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Home Buyer's Handbook The idea of purchasing a home, whether it be your first or last, is bound to bring many questions to mind. This is a natural reaction, as it is one of the biggest decisions your will ever make. Rest assured, I am here to assist you in understanding the loan process with my goal being to make your experience a pleasant one. This book covers the basics about buying a home. It is designed to answer commonly asked questions and provide clear definitions of tems you may be unfamiliar with, even if you have been through the home-buying process before.
Your Credit Score
What It Means to You as a Prospective Home Buyer
The subject of credit scoring has become the an increasingly hot topic, and for good reason. For many years, the public only associated the concept of credit scoring with the need to purchase high-ticket items such as a new car or a home. Today, credit scoring goes much further. Your credit score can affect your ability to get a good rate on commodities such as car insurance, cell phones, or even determine whether or not you get the job that you want. Indeed, the financial snapshot provided by the credit score has also become a gauge for many employers, especially those who seek to place employees in a position of financial responsibility. Practical Financial Tips Don't Pass Up on Free Money Stock and bond funds in 401(k) accounts have taken a beating this quarter, leaving many investors worried about their long-term financial goals. A recent USA Today article, however, revealed something much more worrisome; almost half of all Americans 25 to 34 years-old are not saving for retirement at all- even those with employers who match contributions to their 401(k) or similiar retirement plans. Learn More... |
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